Cashflow for

Creators Makers Influencers Streamers Musicians Models YouTubers Podcasters Actors Designers Founders Artists Bloggers

The business and finance app for creators.

Get paid early and earn 1% cashback with the FREE Creator debit card.

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Where creators do business and get paid early ✨

Take the hassle out of the hussle

1 Get your Creator Card

2 Invoice with Monet

3 Get Paid Early

4 Earn 1% cashback 💳

Get Your Free Account

Made for

Artists

Kate Byrne
@katebyrnedancer

Videographers

Nick Heinimann
@roamwithnick

Creators

Bella Glanville
@bellaglanville

Influencers

Diane Jordan
@dianouch

Streamers

Lord K
@lordk_

Podcasters

Cheryl Muir
@CherylMuir

You

When you're ready
MONET is too

YOUR CREATOR CARD

YOUR RULES

creator

business debit

Jacob Casson

Monet Money Limited

creator

business debit

Jacob Casson

Monet Money Limited

creator

business debit

Jacob Casson

Monet Money Limited

creator

business debit

The Creator Card offers 1% cashback for the first 6 months

0.5% afterwards

Made for

streamers

FREELANCERS

PODCASTERS

YOUTUBERS

artists

Makers

MUSICIANS

INFLUENCERS

streamers

FREELANCERS

PODCASTERS

YOUTUBERS

artists

Makers

MUSICIANS

Featured In

Made for

Works with

Create.
‍Earn.
‍Repeat.

Focus on the work you love. We'll support you with the business stuff.

24 hours a day – 7 days a week

Getting Paid
Made Easy

Getting Paid Made Easy

Create professional invoices & get paid instantly with EarlyPay

It's exactly what it sounds like

Banking made
for Creators

Banking made for Creators

Fee-Free Spending Globally

Spend just like you would at home

Virtual Cards

MONET cards work with Apple Pay and Google Pay

Virtual Cards at the tap of a button

Creator Account

Get earning paid directly to your MONET account

Bank with zero fees, instant payments, and no hidden fees

Creator Card

Delivered anywhere in the world for free

Custom-made creator business debit with 1% cashback

Coming Soon

Projects

Bookings & Contracts

Platform revenue and stats

Native App Support

Public Payment Links

Platform revenue and stats

Public Payment Links

Native App Support

Bookings & Contracts

Projects

MONET’s platform is safe & secure

Secured

by design

We’ve prioritised user security at MONET & partnered with some of the world’s best banking security providers to keep you safe with best-in-class support .

We continue to add tools to ensure you remain in control of your security & privacy.
‍
You & your data are safe with MONET.

01/

Layered Passcodes

Set embedded passcodes within your account to better protect your data and finances

02/

Secured by 256-bit bank-grade encryption

256-bit bank-grade encryption across the MONET platform

03/

Safeguarded Electronic Money Accounts

Money held in your MONET account is held in safeguarded accounts with leading UK and EU banking institutions, and is never used for lending unlike with FSCS accounts.

04/

Video Identity Verification

MONET uses video identity tools to verify all new accounts for extra security and safety when banking with us, alongside using Apple and G-Pay Face ID tools.

05/

Active Fraud Prevention

Our dedicated team of security experts and partners use best-in-class technology to keep you safe from fraud

CREATOR

BUILT + BACKED

Jacob Casson

CEO & Founder

"I love when creators just get started. That’s what I did with MONET.
My goal is that everyone using our platform does this too. Just get started and we’ll do everything we can to help you succeed faster."

Martyna Wilk

Head of Engineering

Creator at heart and a developer by trade.

‍She has a passion for UX Design, visual arts and game design. She moonlights as the office barista, keeping everyone ramped up.

Ed Terry

Head of Product

Loves building great products and everything football.

Unfortunately his team Ipswich Town has not been able to combine the two for him.

Jonathan (Joe) Lawerh

Engineer

Full-time coder and part-time side-hustler and striker.

Watch out for the man up front with the pink boots.

Victor Kwame Yivewonu

Engineer

Writing code and playing football is how Victor lives life.

Proudly claims to be better than Joe.

Radamanthys Hourdakis

Design Lead

Designer by trade, designer by heart.

Feels cold anywhere above the Mediterranean Sea, when not designing groundbreaking products he works out and reads Pablo Neruda.

Giliard Gomes

Engineer

Straight outta Rio de Janeiro.

The safest pair of hands for anything, ranging from his engineering at MONET, to taking care of his newborn twins.

Corbin (Corbz) Holdsworth

QA Engineer

Quality Engineer by trade, gamer at heart.

Boundless enthusiasm for launch new tech to creators. Occasionally escapes to the likes of Robert Jordan’s Wheel of Time.

Izadora (Iza) da Silva

Creator Growth Manager

MONET’s very own content creator focused on travel and always working on her photography skills.

Passionate about emerging culture, travel trends, and tech. Scented candle maker in her spare time.

The Q's & The A's

MONET is safe and secure

MONET uses 256-bit bank-grade (and military-grade) protection through regulated banking partners, and layered security protocols.
‍
 Your deposited funds are held in segregated and safeguarded accounts with the support of FCA regulated banking partners.
‍
 Unlike the FSCS protected bank scheme, MONET does not lend or leverage your money in investments, allowing us to keep your funds for your use only.

How is my money safe?

They absolutely can!
‍
We’ve designed monet primarily for the internet economy, but many of our tools are also perfect for freelancers and solopreneurs, whether set up as sole traders or limited companies

MONET works especially well for creators who send invoices and those who earn directly from platforms.

Can Sole-Traders use Monet?

MONET is built for creators & their teams
‍
Whether that be content creators on platforms, musicians, artists, performers, or those who freelance, MONET can be personalised to fit your workflows, with additional accounts for your supporting teams and consultants

Who can get a Monet Account?

MONET is free to sign up for
‍
It’s free to get a MONET account and to use many features. We even pay you cashback when you spend on the Creator Card.  To use premium tools like EarlyPay, we need to charge a fee to cover our costs and risk of supporting you.

  As we add more tools to better run your business, we will add the cost of small subscriptions for the use of premium tools, at truly affordable rates to scale and protect your business.

Does Monet cost anything?

A little bit of magic & trust
‍
EarlyPay is a modernised form of Accounts Receivable Finance.

In short, we fill in the gap between when you did work, and when your client finally pays you.

To do this we just need you to confirm your work has been completed, and we advance your earnings to you, minus a fractional fee to account for the risks, insurance we take out, and costs of financing this period. Then you never need to think about that payment every again.

We have industry-leading rates to make it truly beneficial for creators to get paid and move onto the next project faster.

How does EARLYPAY work?

3 ways we earn money
‍
MONET makes money in three ways, and we’re happy to share this with you to be transparent with our users. Firstly, we earn a nominal percentage of all card spend as part our partnership with Mastercard and our Bank Partner. This does not cost our users.

We actually give the entirity of this back to our users as cashback, to thank you for using MONET.

We earn a small flat fee for each EarlyPay event on the platform.   And lastly, MONET charges variable micro-fees for using back-office tools on the platform, allowing users to build their own stack of costs and monthly charges based on your activity.

How do you make money?

Not really, no!
‍
MONET supports Limited Businesses and sole-traders.
 To onboard a sole-trader, you will need to provide proof of business activity, such as an invoice, contract or proof of registration to self-assessment tax return.

Currently, MONET supports UK sole traders and limited companies, more countries to come soon...

Does my business need to be a limited company?

Banking and business tools for creators

Get Started

Contact Privacy Policy T&Cs Account Fees & Limits Weavr Terms Paynetics Corporate Account Terms

Monet Money Limited and its subsidiaries is a payment technology company, not an authorised Payment Initiation Services Provider (PISP) and does not currently offer any regulated services. Monet Money Limited is a company incorporated and registered in the Isle of Man with company number 134021C whose registered office is The Paddock HQ, Baldrine, Isle of Man, IM4 6AL, and a UK Permanent Establishment under Company no. FC038271.Monet Money (UK) limited is a subsidiary of Monet Money Limited, incorporated and registered in England and Wales with company number 12996317, whose registered office is 6 Westbourne Park Villas, London, W2 5EA.© 2021

Mastercard cards are issued by Paynetics AD (via Paystratus Group Ltd, a Technical Provider of Paynetics AD) with company address 76A James Bourchier Blvd, 1407 Sofia, Bulgaria, company registration number 131574695 and VAT BG131574695, pursuant to license by Mastercard International Incorporated and Bulgarian National Bank. With their UK Financial Conduct Authority Reference number: 900785

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Cashflow for

Creators Makers Influencers Streamers Musicians Models YouTubers Podcasters Actors Designers Founders Artists Bloggers

Creators Makers Influencers Streamers Musicians Models YouTubers Podcasters Actors Designers Founders Artists Bloggers

Creators Makers Influencers Streamers Musicians Models YouTubers Podcasters Actors Designers Founders Artists Bloggers

Creators Makers Influencers Streamers Musicians Models YouTubers Podcasters Actors Designers Founders Artists Bloggers

Where creators do business and get paid early ✨

Take the hassle out of the hussle

1

Get your Creator Card

2

Invoice with Monet

3

Get Paid Early

4

Earn 1% cashback 💳

Made for

Artists

Videographers

Creators

Influencers

Streamers

Podcasters

You

YOUR CREATOR CARD

YOUR RULES