When you're ready
MONET is too
The Creator Card offers 1% cashback for the first 6 months
Create professional invoices & get paid instantly with EarlyPay
It's exactly what it sounds like
"I love when creators just get started. That’s what I did with MONET.
My goal is that everyone using our platform does this too. Just get started and we’ll do everything we can to help you succeed faster."
Creator at heart and a developer by trade.
She has a passion for UX Design, visual arts and game design. She moonlights as the office barista, keeping everyone ramped up.
Loves building great products and everything football.
Unfortunately his team Ipswich Town has not been able to combine the two for him.
Full-time coder and part-time side-hustler and striker.
Watch out for the man up front with the pink boots.
Writing code and playing football is how Victor lives life.
Proudly claims to be better than Joe.
Designer by trade, designer by heart.
Feels cold anywhere above the Mediterranean Sea, when not designing groundbreaking products he works out and reads Pablo Neruda.
Straight outta Rio de Janeiro.
The safest pair of hands for anything, ranging from his engineering at MONET, to taking care of his newborn twins.
Quality Engineer by trade, gamer at heart.
Boundless enthusiasm for launch new tech to creators. Occasionally escapes to the likes of Robert Jordan’s Wheel of Time.
MONET’s very own content creator focused on travel and always working on her photography skills.
Passionate about emerging culture, travel trends, and tech. Scented candle maker in her spare time.
MONET is safe and secure
MONET uses 256-bit bank-grade (and military-grade) protection through regulated banking partners, and layered security protocols.
Your deposited funds are held in segregated and safeguarded accounts with the support of FCA regulated banking partners.
Unlike the FSCS protected bank scheme, MONET does not lend or leverage your money in investments, allowing us to keep your funds for your use only.
How is my money safe?
They absolutely can!
We’ve designed monet primarily for the internet economy, but many of our tools are also perfect for freelancers and solopreneurs, whether set up as sole traders or limited companies
MONET works especially well for creators who send invoices and those who earn directly from platforms.
Can Sole-Traders use Monet?
MONET is built for creators & their teams
Whether that be content creators on platforms, musicians, artists, performers, or those who freelance, MONET can be personalised to fit your workflows, with additional accounts for your supporting teams and consultants
Who can get a Monet Account?
MONET is free to sign up for
It’s free to get a MONET account and to use many features. We even pay you cashback when you spend on the Creator Card. To use premium tools like EarlyPay, we need to charge a fee to cover our costs and risk of supporting you.
As we add more tools to better run your business, we will add the cost of small subscriptions for the use of premium tools, at truly affordable rates to scale and protect your business.
Does Monet cost anything?
A little bit of magic & trust
EarlyPay is a modernised form of Accounts Receivable Finance.
In short, we fill in the gap between when you did work, and when your client finally pays you.
To do this we just need you to confirm your work has been completed, and we advance your earnings to you, minus a fractional fee to account for the risks, insurance we take out, and costs of financing this period. Then you never need to think about that payment every again.
We have industry-leading rates to make it truly beneficial for creators to get paid and move onto the next project faster.
How does EARLYPAY work?
3 ways we earn money
MONET makes money in three ways, and we’re happy to share this with you to be transparent with our users. Firstly, we earn a nominal percentage of all card spend as part our partnership with Mastercard and our Bank Partner. This does not cost our users.
We actually give the entirity of this back to our users as cashback, to thank you for using MONET.
We earn a small flat fee for each EarlyPay event on the platform. And lastly, MONET charges variable micro-fees for using back-office tools on the platform, allowing users to build their own stack of costs and monthly charges based on your activity.
How do you make money?
Not really, no!
MONET supports Limited Businesses and sole-traders.
To onboard a sole-trader, you will need to provide proof of business activity, such as an invoice, contract or proof of registration to self-assessment tax return.
Currently, MONET supports UK sole traders and limited companies, more countries to come soon...
Does my business need to be a limited company?